Protect your companion from the unexpected.
Compare pet insurance providers side by side — coverage, deductibles, reimbursement, and annual limits — then get a quote in minutes. Every plan here is a starting point for peace of mind.
Plans shown for comparison. Confirm current rates and terms with each provider before enrolling.
Healthy Paws
One simple plan. Unlimited payouts.
Accidents, illness, hereditary conditions, cancer, diagnostics, surgery, hospitalization, alternative care, and prescription meds.
From
From ~$30/mo
Annual limit
Unlimited
Deductible
$100, $250, $500, or $1,000 annual
Reimbursement
70%, 80%, or 90%
Waiting period: 15 days accident & illness; 12 mo hip dysplasia
Direct vet pay option; no payout caps; 24/7 vet chat included.
Trupanion
One deductible per condition, forever.
Accidents, illness, hereditary & congenital, cancer, surgery, hospitalization, imaging, rehab, and dental illness.
From
From ~$35/mo
Annual limit
Unlimited
Deductible
$200 (per condition, lifetime)
Reimbursement
90% (fixed)
Waiting period: 5 days injury; 30 days illness
Direct vet pay at approved clinics; per-condition deductible; exam fee coverage available.
Embrace
Diminishing deductible rewards safe pets.
Accidents, illness, breed-specific & genetic conditions, cancer, surgery, diagnostics, and optional wellness rewards add-on.
From
From ~$25/mo
Annual limit
$5,000, $10,000, or $30,000
Deductible
$100, $250, $500, or $1,000 annual
Reimbursement
70%, 80%, or 90%
Waiting period: 2 days accident; 14 days illness; 6 mo orthopedic
Diminishing deductible each claim-free year; wellness rewards add-on available.
